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Send & Receive
Noopal users, phone numbers and future approved bank/mobile-money rails.
Communities make brighter tomorrows
Money for real life.
Together.
Send. Pay. Buy. Save. Support family. NoopalMoney brings everyday payments and business tools into one simple, secure experience designed for The Gambia first and Africa next.
Controlled pilot: account opening is a preview only and production money movement is not yet enabled.
NoopalMoney
Good morning. Your money, your people, your future.
Main Wallet
GMD 12,450.75
Personal Account · Sample balance · Privacy available
↗Send
▣Pay
▤Buy
◎Save
My QR CodePersonal receive QR preview. Live payment execution remains disabled.
Personal · Sample 2 standard
Simple everyday money.
A community-first experience with wallet privacy, QR, transfers, bills, airtime/data, savings and family support without overwhelming the customer.
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Pay & QR
Merchant QR, bills and a customer QR visible directly on Home.
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Save & Grow
Goal-based savings architecture with future regulated financial products.
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Airtime & Data
Everyday top-up and bundle payment integration.
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Family Support
Fast access to saved family recipients and community-centered money tools.
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Safe by Design
Balance privacy, secure sessions, KYC architecture and clear transaction status.
Business · Sample 3 standard
Powering people. Growing businesses.
A professional business workspace for wallets, merchants, payroll, collections, invoices, bulk payments, approvals, settlements and reports.
NoopalMoney Business
Everything a growing business needs in one controlled financial workspace.
PayrollPrepare → Verify → Review → Approve → Execute → Reconcile
Merchant PaymentsQR, branches, tills and cashiers
CollectionsLinks, invoices and reconciliation
Bulk PaymentsSuppliers and beneficiaries
PermissionsMaker, Checker, Approver
ReportsFinance, settlement and audit
Merchant mode
Accept payments without the clutter.
A simplified merchant experience for QR acceptance, transaction history, settlements, refunds, branches, cashiers and daily reporting.
Merchant QR
Front-and-center QR with branch and cashier variants.
Transactions
Incoming payment history, receipts and status.
Settlement Visibility
Pending, completed and exception views when production rails are approved.
Security & trust
Financial controls before financial scale.
NoopalMoney’s production architecture is designed around server-side ledger authority, separation of duties, transaction audit, reconciliation and provider/regulatory gates.
Balance PrivacyStandard across customer and business wallets
Controlled ApprovalsMaker / Checker / Approver separation
ReconciliationProvider outcomes matched to ledger records
Production GateNo real-money launch before approvals and controls
NoopalMoney Connect / API
Built to connect safely.
Approved pilot developers can explore the API structure for payments, wallets, QR, payroll, webhooks and reconciliation. Live provider credentials and real financial execution remain disabled.
Sandbox APIsControlled test flows with no real funds.
Webhooks & ReconciliationDesigned around authoritative ledger and provider evidence.
SecureTech EcosystemPrepared for approved integrations such as payroll and platform payments.
NoopalMoney App
One app. Personal, Business and Merchant.
Android and iPhone share one app codebase, with the experience adapting to the user’s account type.
The QR currently opens the NoopalMoney pilot/site experience. App Store and Google Play download QR links will replace it after the mobile release is approved.